Type: *107*05XXXXXXXX*Amount# (the number of the person who you are asking credit from) and press send or call key.
The destination number will receive a message informing him/her that you need credit with the amount specified as follows: ""Mobile Number 05xxxxxx is requesting you to transfer AED x (amount). To transfer the amount just type the following command: *100*Mobile Number*amount# and press the send key
Once the amount is transferred, you'll receive the credit on your phone.