Home Protection
Safeguard your home contents with the Home Protection insurance plan
e& and Union Insurance help you safeguard the contents of your home for up to AED 2 million in value.
The Home Protection plan covers you for any damage to your home contents, personal belongings and loss of personal documents.
Just choose the right plan for your budget and home, today!
Home Protection plans | Monthly premium (AED) | Home contents cover (AED) |
Plan 1 | 10 | 50,000 |
Plan 2 | 20 | 100,000 |
Plan 3 | 50 | 250,000 |
Plan 4 | 100 | 500,000 |
Plan 5 | 200 | 1 million |
Plan 6 | 300 | 2 million |
Extra benefits | Details | Eligible plans |
Alternative accommodation | AED 500/day to a maximum of 15 days can be reimbursed | All plans |
Cover on loss of personal documents | eLife customer plus family, including domestic helpers, are covered for AED 500 per document, up to a maximum of AED 2,500 | All plans |
Extra coverage | In addition to all home contents, coverage includes mobiles, laptops and watches. Excludes cash, jewellery and valuables | Plan 5 and Plan 6 |
Tenant’s liability | Additional coverage of AED 1 million to cover the tenant’s liability outside the content coverage | Plan 5 and Plan 6 |
*Refer the detailed policy T&Cs for specific benefit details and exclusions |
Extra benefits | Details | Eligible plans |
Alternative accommodation | AED 500/day to a maximum of 15 days can be reimbursed | All plans |
Cover on loss of personal documents | eLife customer plus family, including domestic helpers, are covered for AED 500 per document, up to a maximum of AED 2,500 | All plans |
Extra coverage | In addition to all home contents, coverage includes mobiles, laptops and watches. Excludes cash, jewellery and valuables | Plan 5 and Plan 6 |
Tenant’s liability | Additional coverage of AED 1 million to cover the tenant’s liability outside the content coverage | Plan 5 and Plan 6 |
*Refer the detailed policy T&Cs for specific benefit details and exclusions |
Call the Union Insurance toll-free number 800 84248 if you need detailed clarifications on claim settlements.
Your home contents are insured through Union Insurance Company, a leading insurance provider in the UAE. There are no surveys, no paperwork, no hidden charges and no contracts; simply subscribe to any of our e& Home Protection plan starting from just AED 10/month per policy. The subscription details and amount will be reflected in your monthly eLife bill.
Upon subscription, you will receive the policy document. Should there be a need for insurance claim, all you have to do is reach out to Union Insurance Company with the paid e& bill and the unique policy reference number. To check if there are any special plans available for your home content insurance, please call your e& representative.
e& is not at any time considered the insurance service provider or an agent of Union Insurance Company, the insurance provider. Any claims or contestations for any insurance coverage need to be negotiated directly with Union Insurance Company only. The address of the premise insured should be the registered address with e&, as provided on the monthly eLife bill and should be presented during claim settlement process.
For more details on the insurance and claim procedure, please read the T&Cs or contact our insurance partner Union Insurance Company at the toll-free number 800 UIC4U (84248), their dedicated line +971 4 3787 550, or visit www.unioninsurance.ae
Please read our frequently asked questions and terms and conditions